Aging is one of the only real equalisers. Maybe the greatest equaliser. Though those that have become old seemed to have become more stubborn in holding on to power but even that will pass.
Can you please expound on the different ways "decent engineers are utilising LLMs in a professional capacity"? A case study would be great to read to understand better the value of LLMs and how developers use it effectively. Thanks in advance!!
The NASA/ESA MSR was of substantially higher quality, mind you. The M2020 rover specifically picked up samples of high scientific value to be returned. The Chinese return mission will only return what it finds from its direct landing site.
Also they’re no where near each other. These Chinese rover cannot get there.
Also also, if China were to create a new mission to collect them, they would see their costs balloon to unsustainable levels as well, as the issue is how the mission is designed. The samples are all over the place and would need a rover specifically designed to collect them and return them to a launcher.
The US Mars sample return project was always half baked in the hopes that doing something would garner funding for the rest of the mission.
Not true - only ten samples were dropped off at a “depot” close to each other. The rest are on-board Perseverance and can be picked up all at once, which was always the primary plan.
Interesting question. Article VIII of the Outer Space Treaty [1] states:
> A State Party to the Treaty on whose registry an object launched into outer space is carried shall retain jurisdiction and control over such object, and over any personnel thereof, while in outer space or on a celestial body. Ownership of objects launched into outer space, including objects landed or constructed on a celestial body, and of their component parts, is not affected by their presence in outer space or on a celestial body or by their return to the Earth. Such objects or component parts found beyond the limits of the State Party to the Treaty on whose registry they are carried shall be returned to that State Party, which shall, upon request, furnish identifying data prior to their return.
It is clear, then, that the sample containers are still the property of the US, and that if the Chinese brought them back to Earth, they would be required to give them to the US.
They should do that anyways, plus their own, and then they can be like, “when America couldn’t afford it, we stepped in for them because were good people” and it would be strictly a PR win. As long as America didn’t just destroy the sample out of spite later, they could also act nicely and maybe we’re could all get along better.
Right - because the best engineering is done in a high stakes big bang of upmost complexity rather than iterative improvement?
Not only are political officers making science decisions, but nasa lost its way in the depths of over engineered missions due to requiring a senator to be bribed by the quantity of home stage work.
Given most financial advisors tend to vend out suboptimal advice and steer customers in favour of products they receive a kickback for, I'm happy to be accepting of an unbiased LLM that's trained on bogleheads.org.
yeah but most of that is 1) covered by bogleheads, and 2) doesn't require serious education or advisors.
take emergency funds -- how likely is it you can lean on friends or fam for money? do your budgeting and then plan for 6-12 months of budget. if you can get a load from the bank of mom and dad then maybe 3 months.
In my case, I am double-taxed (both Japan and US side) on capital gains. Tax treaties reduce, but not eliminate, the extent of double-taxation.
Many US-based brokers do not allow Americans abroad to purchase mutual funds, so VFIAX is not a choice for me.
Maybe I can go with eMAXIS Slim All Country... Oh, but that is a PFIC under IRS rules and I'd be taxed on unrealized capital gains. So I guess no Japan-equivalents of VT for me. That's fine, I guess I'll just buy VT in my US-based brokerage account; but now I'm in a suboptimal spot with respect to monthly contributions, calculating JPY-denominated income tax on dividends, etc.
I even made an implicit assumption when I said "calculating JPY-denominated income tax on dividends". That assumes your tax status is permanent resident. If your tax status is non-permanent resident, then a decent financial advisor will recognize that only the extent of income remitted to Japan gets taxed, so VT distributing at all isn't an issue (until 5 years later). What should you do before the 5 year threshold is hit? etc. etc.
But yes, if you're born in America and plan to stay within the same state for the rest of your life, then a 100% automated setup that simply deposits $1,000/mo into VFIAX is probably fine. (But keep in mind, to most non-Americans, VOO is not really diversified compared to funds like VT).
Otherwise, there is value in consulting someone (or something) that regularly handles taxes and financial planning.
Full agreement. I'm double-taxed in Germany and the US. I don't have a residency in the US (so I cannot vote but still get taxed, nice!) so I'm completely unable to buy VFIAX or any other fund from the US. I cannot but them over an EU brokerage, either, because US ETF and its ilk violate European transparency laws. I can buy EU-domiciled funds, but those are treated as PFIC in the US with prohibitive taxation. I relegated myself to an old-school dividend growth investment scheme and it's financially working out much better than I anticipated but still, I'd like to have a core of a stupid ACWI tracker.
> I relegated myself to an old-school dividend growth investment scheme and it's financially working out much better than I anticipated but still, I'd like to have a core of a stupid ACWI tracker.
roughly same approach in Canada, for the same reasons.
if you look up most of the dividend aristocrat funds they'll give a breakdown of holdings... so duplicate those in roughly the same ratio (to the best you can) and call it a day
Some people do have complex financial situations. It's not as simple as that.
For example in the UK (and maybe US?) you get tax relief for money you put into your pensions, but there's a limit of £60k/year. Unless you earn a lot (which I do, yeay) when that limit is tapered. Except that you can also use up to 3 years of previously unused allowance. But you have to use this year's first.
Also interest is taxed, but you can put up to £20k/year into an ISA which isn't. And if you still want to avoid some tax you have kids ISA's and even pensions!
Then there are also startup investment schemes that save you some tax. Those seem to be not worth it, but you get the idea - it can be complicated. Especially if you are near one of the many tax/benefit thresholds.
The marginal tax rate in the UK bounces all over the place - it's even technically possible for it to be over 100%!
Though you don’t directly say it, your comment strongly implies that you can’t buy fractional shares of $VFIAX. (You can, same as $FXAIX, $VTSAX, etc.)
It depends though - I'm not in the US and in my country ETFs get taxed continually whereas mutual funds don't get taxed until you sell.
In general, invest in low-cost index funds is pretty solid advice everywhere. In different countries you might use slightly different instruments due to tax advantages (like the ISA in the UK etc.)
Amazing Dropbox went from a brilliantly simple service to this stagnating corporate swamp of ooze. Yet another fascinating example of how headcount correlates with quality decline.
The pricing got very complicated, that part is true. On the other hand, service quality didn’t go down. They added many small features which makes things easier, on the other hand.
I use a bunch of additional services they offer. They work well, make me spend less money and save my time (e.g.: send, transcription, advanced sharing controls).
We loved Dropbox and had a family subscription. One of the main reasons we stopped using them (besides it being a US company and Trump threatening declare war to a fellow European NATO ally) was that even though we were paying users, they continuously badgered us with upsells. Using Maestral as a client made things better (at the loss of block-level sync + now unmaintained), but every time I had to log into the web interface I got stupid upsell ads.
I once contacted their customer support about this and their answer was "Oh really? Can you send some examples?" So I sent them screenshots of all the upselling banners, popups, etc. that they showed and I never heard back from them.
It also didn't make sense at all. Why, if I'm using Dropbox for family use, would I upgrade to a business plan?
> Until two months ago, any user or OpenAI employee logging into OpenAI’s own help forum (community.openai.com) could have had their ChatGPT and Codex accounts taken over.
Hey, it's their call to decide the value of their entire user base.
AIUI the problem is the economics are pretty unfavorable for smaller-scale prototypes due to square-cube issues (drag and thus fuel costs is proportional to cross-sectional area, lift and thus cargo capacity is proportional to volume). You'd need a very big airship to get a competitive economic niche between sea and traditional air freight, where you're faster and more flexible than sea transport and cheaper than traditional air freight.
Hmm. Couldn't you put solar panels on top for power (and fly above the clouds) + use some sort of sail when wind is available? It might be really slow, but if you can get the systems to be fully autonomous (no people needed to pilot it) and need very little / no fuel... then couldn't it become a rather cheap way to ship things that aren't urgent?
There is another niche if you make them several miles long and width. Then can use more conventional construction materials like a concrete shell. (We are of course not ready for that)
We should first build the floating cities. Some old ships welded together surrounded by styrofoam in nets with mud on top and Mangroves, lots of Mangroves... Neptune's park.
Aviation is notoriously resistant to change. For both good and bad reasons. Look at how long it's taken to get leaded fuel on the way out for light aircraft operations.
It seems like there should be a solution to this though, either battery-electric or fuel-cell auxiliary thrust for ground operations and taxiing, or utilising tractors more to do the full aircraft ground movement, not just pushing back from the gate.
Unfortunately it's impossible to suggest such changes without getting a horde of aviation nerds thinking of reasons to tell you why something isn't possible, instead of imagining how it _could_ be possible.
So it's exciting to see companies like Heart Aerospace innovating in this area.
Virgin Atlantic trialled this at Heathrow in 2006[0]. It looks like it didn't gain traction because the airport would need to be resigned to support it, and the landing gear might have been damaged by so much towing.
At least in Europe, except for the largest airports, the start slots are well organized enough that the taxi+wait time is just enough to warm up the engines, eliminating the saving.
I have reduced trust in people who make judgements about the value systems of others based on fairly meaningless characteristics.
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